HEALTH INSURANCE RULES

The rules of health insurance are governed by the provisions of the Act of 27 August 2004 on healthcare services financed from public funds (Journal of Laws No. 164, item 1027, as amended). Students are subject to compulsory health insurance and are entitled to free medical services in facilities that have concluded agreements for the provision of healthcare services with the National Health Fund.

The regulations also clearly define the order of assuming the obligation of registration for insurance.

A student is covered by health insurance as a family member of an insured person:

  • until the age of 26 – the obligation to register the student for insurance lies with the parents or legal guardians,
  • without age limitation – if the student holds a certificate of severe disability or an equivalent document – the obligation to register the student lies with the parents or legal guardians,
  • without age limitation – if the student’s spouse is subject to compulsory health insurance (e.g. based on employment) – the obligation to register the student lies with the spouse,
  • minor children of the student and their spouse who do not have their own health insurance may also be covered.

Students who have reached the age of 26 and are not subject to compulsory insurance on any other basis may be registered for health insurance by the University (upon their written application) and the University shall pay the insurance contribution on their behalf.

Students who have not yet reached the age of 26 and are not subject to compulsory insurance on any other basis (do not have parents or legal guardians, or their parents/legal guardians/spouse are not subject to compulsory health insurance) may be insured by the University upon the student’s written application, after the student’s situation has been assessed.

The basis for registering a student for health insurance by the University is the submission of a Declaration of Not Being Subject to Compulsory Health Insurance on Any Other Basis.

A student registered for health insurance by the University is obliged to inform the University about:

the emergence of another title to compulsory health insurance e.g. employment, any change in the data included in the application, any change in student status.

The student’s obligation to be insured arises on the date of matriculation and submission of the Declaration of Not Being Subject to Compulsory Health Insurance on Any Other Basis, and expires 4 months after completing studies or being removed from the register of students. The date of completing studies is understood as the date of passing the diploma examination. In the case of a student who has completed the final semester but has not passed the diploma examination within the statutory deadline, the obligation expires on 30 September.

 

STUDENTS WHO ARE NOT EU CITIZENS

A student who is not a citizen of a Member State of the European Union or a Member State of the European Free Trade Association (EFTA) may obtain voluntary health insurance by concluding an agreement with the National Health Fund. The agreement is concluded on the basis of a written application, a certificate confirming student status, and a passport.

A student who concludes such an agreement and pays contributions on time is entitled to the full scope of healthcare services in Poland in facilities that have concluded agreements with the National Health Fund. Within 7 days from signing the agreement, the student must register it with the Social Insurance Institution by submitting the ZUS ZZA form. The contribution must be paid each month to the account indicated by ZUS, no later than on the 15th day of the following month. The agreement is concluded for an indefinite period. It may be terminated upon written notice, after one month of contribution arrears, or upon the emergence of a title to compulsory health insurance (e.g. employment). Proof of insurance coverage consists of the agreement and the contribution payment slip for the most recent month.

A student who is not a citizen of an EU or EFTA Member State but is recognized as a person of Polish origin (holder of a Pole’s Card) pursuant to the provisions on repatriation, based on a consular decision, is insured by the University upon written application. Contributions are paid by the University.

A student who is a citizen of an EU or EFTA Member State is entitled to free healthcare services provided by entities contracted with the National Health Fund on the basis of a European Health Insurance Card. If the student does not hold a health insurance title in their country of residence, they are registered for insurance by the University under the same rules that apply to Polish students.

PROCEDURE

Step 1:

Persons eligible for health insurance through the University must:

Note:
This requirement also applies to employment undertaken during the summer break.

Step 2:

The document confirming the payment of health insurance contributions is the ZUS RMUA form. It may be obtained 15 days after the end of the month for which the contribution was paid.

Note:
A student seeking healthcare services must confirm their insurance status in the Electronic Verification of Beneficiaries System (eWUŚ) by presenting their ID card, passport, driving licence, and providing their PESEL number. If the system does not confirm entitlement, the student may present another document confirming their right to healthcare services or, if such a document is unavailable, submit a written statement declaring their entitlement to healthcare services.